2025 Tax Year Ira Contribution Limit. The 2025 catch‑up contribution limit for individuals aged 50 and over will stay at $1,000, the same rate from 2023. The annual contribution limit for a traditional ira in 2023 was.
For both traditional and roth ira s, you can contribute up to $7,000 for 2025, up from $6,500 in 2023. Uncover details about the 2025 ira contribution limits to plan your retirement savings efficiently.